Smart Investing for Young India

Your First 1 Crore Starts With One Smart Decision

NPS, PF, SIP, and smart budgeting rules — all in one place. Enter your income and see exactly how rich you can get.

Wealth Projection Calculator
Monthly Investment₹10,000
₹1,000₹1.0 L

In 30 years at 12% CAGR

₹3.53 Cr

Invested: ₹36.0 L → Gains: ₹3.17 Cr

₹10,000

Monthly

₹36.0 L

Total Invested

₹3.17 Cr

Wealth Created

3 Paths to Financial Freedom

Wealth isn't luck — it's a system. Pick your path and start today.

Retirement Investing

NPS & PF accounts with tax-saving benefits and government-backed growth. Build a secure retirement corpus systematically.

NPSEPFTax Saving

Smart Budgeting

Master the 50/30/20 rule, 70/20/10 rule, and zero-based budgeting. Know exactly where every rupee goes.

50/30/2070/20/10Zero-Based

Goal-Based Planning

Plan for your child's education, home purchase, emergency fund, and more with precise monthly SIP targets.

Emergency FundEducationHome
Your Personal Finance Dashboard

5 Calculators. One Goal: Your Wealth.

Live calculations — no submit button needed. Just move the sliders.

NPS & PF Retirement

Monthly Contribution₹5,000
Current Age28 yrs
Retirement Age60 yrs
Expected Return10%
Projected Corpus₹1.40 Cr

₹19.2 L

Invested

₹1.21 Cr

Gains

The World's Best Money Rules

Proven frameworks used by millions to build wealth systematically.

50/30/20 Rule

Salaried professionals

The most popular budgeting rule. Half for essentials, less for fun, rest for future.

50%
30%
20%
Needs 50%
Wants 30%
Savings 20%

Origin: Elizabeth Warren

70/20/10 Rule

Those with debt to clear

Allocates more for living while still building savings and clearing obligations.

70%
20%
Living 70%
Savings 20%
Giving/Debt 10%

Origin: Jim Rohn

80/20 Rule

Disciplined investors

Save 20% the moment salary hits. Spend the rest guilt-free.

80%
20%
Expenses 80%
Savings 20%

Origin: Pay Yourself First

Zero-Based Budget

Detail-oriented planners

Every rupee gets a job. Income minus all allocations = zero.

50%
25%
15%
Needs 50%
Wants 25%
Savings 15%
Goals 10%

Origin: Peter Pyhrr

The Cost of Waiting

10 Years of Delay Costs You ₹1.27 Cr

Both invest ₹5,000/month at 12% CAGR. Only the start date differs.

Person A

Starts at 25 • Retires at 55

25
Invests for30 years
Total Invested₹18.0 L

Corpus at 55

₹1.76 Cr

Person B

Starts at 35 • Retires at 55

35
Invests for20 years
Total Invested₹12.0 L

Corpus at 55

₹50.0 L

Person A builds ₹1.76 Cr vs Person B's ₹50.0 L. The difference? Just 10 years.

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